Mero Share has become a lifeline for Nepalese investors, offering a streamlined way to apply for IPOs, track share portfolios, and manage investments. With its user-friendly interface and essential features like Electronic Delivery Instruction Slip (EDIS) and notifications for IPOs, it’s no wonder the platform has gained immense popularity. However, while Mero Share simplifies the process, many users—especially beginners—fall into common traps that can cost them time, money, or investment opportunities.

Whether you’re navigating IPO applications for the first time or trying to stay on top of your portfolio management, avoiding these mistakes is crucial for maximizing your success as an investor. Did you know that incorrectly entering your BOID can lead to a rejected IPO application? Or that delaying your WACC calculation after selling shares can result in penalties? These errors, while small, can have a significant impact on your investment journey.

In this two-part guide, we’ll explore the top 5 mistakes beginners make while using Mero Share and provide actionable solutions to help you avoid them.

• In Part 1, we’ll focus on mistakes related to IPO applications, such as entering incorrect details or applying for shares inefficiently.
• In Part 2, we’ll dive into portfolio management missteps, like ignoring rights shares, delaying share transfers, or neglecting performance reviews.

By understanding these pitfalls and learning how to address them, you can unlock the full potential of Mero Share and take your investments to the next level.

5 Beginner Mistakes to Avoid When Using Mero Share for IPOs

Beginners often make common mistakes that can lead to failed applications, missed opportunities, or financial penalties. We’ll explore 5 beginner mistakes to avoid when using Mero Share for IPOs, ensuring you have a smooth and successful investment experience. Why you need to know this right now? Because 2025 is going to be a year of IPO with over NPR 51.51 billion worth of IPOs in the pipeline.

1. Entering Incorrect BOID or CRN Information

Why it’s a Problem

One of the most frequent errors beginners make is entering incorrect Beneficiary Owner Identification (BOID) or C-ASBA Registration Number (CRN) details when applying for IPOs. Even a small typo can lead to a rejected application.

Common Scenarios

• Confusing the BOID with the Demat account number.
• Failing to update the CRN with the linked bank.

Solution

• Double-check the BOID and CRN numbers from your Mero Share account or your bank before applying.
• Save these numbers securely to avoid future mistakes.

2. Applying at the Last Minute

Why it’s a Problem

Applying close to the IPO deadline increases the risk of technical issues, such as server overloads or app crashes, which can lead to failed submissions.

Common Scenarios

• Waiting until the last day to apply.
• Assuming the system will work smoothly even during peak traffic.

Solution

• Apply at least 1–2 days before the closing date to avoid peak traffic.
• If the app is unresponsive, switch to the Mero Share web portal as a backup.

3. Applying for More than the Minimum Number of Shares

Why it’s a Problem

Nepal’s IPO allotment system often uses a lottery-based system due to oversubscription, meaning that the minimum number of shares (e.g., 10 units) is allocated to investors based on a lucky draw. Applying for more shares does not increase your chances of allotment but instead locks up unnecessary funds.

Common Scenarios

• Beginners assume applying for more shares (e.g., 1,000 or 10,000 units) increases their odds of winning the lottery.
• Locking up large amounts of capital in a single IPO, limiting funds for other investment opportunities.

Solution

• Apply for the Minimum Allotment: To optimize your chances, apply for the minimum number of shares (e.g., 10 units) as required by the IPO.
• Preserve Capital for Multiple IPOs: Instead of locking up funds in one IPO, spread your investment across multiple upcoming IPOs to maximize your exposure.
• Understand the Rules: Read the IPO prospectus carefully to understand the allocation system and avoid tying up excess capital unnecessarily.

Pro Tip: In oversubscribed IPOs, the system ensures fair allocation through a lucky draw for the minimum number of shares. Allocating funds strategically across multiple IPOs enhances your overall investment opportunities.

4. Insufficient Funds in the Linked Bank Account

Why it’s a Problem

Mero Share rejects IPO applications if the linked bank account doesn’t have enough funds to cover the application amount.

Common Scenarios

• Forgetting to maintain the required balance before applying.
• Failing to factor in additional fees, such as Mero Share renewal charges.

Solution

• Ensure your linked bank account has a buffer balance to cover the IPO application amount.
• Check your bank’s notification system to confirm the required funds are debited successfully.

5. Missing IPO Deadlines

Why it’s a Problem

IPO applications are strictly time-bound, and missing the deadline means losing out on investment opportunities.

Common Scenarios

• Forgetting the opening and closing dates of an IPO.
• Failing to apply during bank holidays or weekends.

Solution

• Enable notifications on Mero Share to stay updated on IPO dates.
• Regularly check the “Current Issue” section in your account.
• Apply early to avoid last-minute technical issues or website crashes.

By avoiding these common mistakes, you can maximize your chances of a successful IPO application on Mero Share while avoiding unnecessary penalties or missed opportunities. Being proactive, double-checking your information, and applying early are key steps to becoming a confident investor.

Now, we’ll dive into mistakes beginners make when managing their portfolios on Mero Share and how to avoid them.

5 Beginner Mistakes to Avoid When Managing Your Portfolio on Mero Share

Mero Share not only simplifies IPO applications but also helps investors manage their portfolios effectively. However, beginners often overlook essential features or make errors that can impact their portfolio’s performance and financial growth.

In this article, we’ll explore 5 common mistakes beginners make when managing their portfolios on Mero Share and provide actionable solutions to help you stay on top of your investments.

1. Not Updating the Mero Share App Regularly

Why it’s a Problem

Outdated apps often have bugs, lack the latest features, and can lead to performance issues like crashes or missing updates.

Common Scenarios

• Missing out on new features like real-time notifications or improved analytics.
• Facing login or transaction errors due to outdated app versions.

Solution

• Regularly update the Mero Share app from the official  or .
• Enable auto-updates to ensure you’re always using the latest version.

2. Missing Notifications for Rights Shares or Dividends

Why it’s a Problem

Missing rights share opportunities or dividend updates can result in lost financial benefits. Rights shares often require timely action, and unclaimed dividends may stay uncollected.

Common Scenarios

• Ignoring Mero Share notifications or not enabling them.
• Forgetting to subscribe to email or SMS alerts.

Solution

• Enable notifications in the Mero Share app for rights shares, dividends, and other important updates.
• Regularly check the ‘My Reports’ and ‘My Portfolio’ sections to stay informed about upcoming rights shares or dividend distributions.

3. Not Verifying Share Allocations in the Portfolio

Why it’s a Problem

Beginners often assume that shares are allocated automatically after IPO results, but it’s crucial to verify this in the portfolio to confirm the allotment.

Common Scenarios

• Failing to check share allocations after IPO results.
• Missing discrepancies in share allocations due to technical errors.

Solution

• After IPO results are announced, log in to your Mero Share account and navigate to the ‘My Portfolio’ section to confirm the share allotment.
• For any discrepancies, contact your bank or broker immediately.

Pro Tip: Take a screenshot of your portfolio periodically to track changes and address errors promptly.

4. Delaying WACC Calculation and Share Transfer

Why it’s a Problem

In the context of Nepal's stock market, promptly calculating the Weighted Average Cost of Capital (WACC) and transferring shares after a sale is crucial. Delays can result in penalties, including a 20% closeout penalty for failing to transfer sold shares within the stipulated timeframe.

Common Scenarios

• Investors sell shares but postpone the WACC calculation and Electronic Delivery Instruction Slip (EDIS) process.
• Misunderstanding that share transfers are automatic post-sale.

Solution

Immediate WACC Calculation

1. After selling shares, log in to your Mero Share account.
2. Navigate to the 'My Purchase Source' section.
3. Select 'Pending WACC' and calculate the WACC for the sold shares.
4. Ensure all purchase details, including prices and quantities, are accurate.

Timely Share Transfer via EDIS

1. Within two days of the transaction, use the Electronic Delivery Instruction Slip (EDIS) feature in Mero Share to transfer the sold shares to the buyer's account.
2. Be aware of periods like book closure, during which EDIS may not be available. In such cases, complete the transfer as soon as EDIS is active to avoid penalties.

Additional Tips

• Regularly update your Mero Share application to access the latest features and security updates.
• Stay informed about regulatory changes in the Nepalese stock market to ensure compliance and avoid inadvertent penalties.

5. Neglecting to Review Portfolio Performance Regularly

Why it’s a Problem

Without regular portfolio reviews, investors miss opportunities to rebalance their holdings or capitalize on gains. This lack of oversight can lead to poor portfolio performance over time.

Common Scenarios

• Holding underperforming shares for too long.
• Overlooking opportunities to invest in high-performing stocks.

Solution

• Use Mero Share’s portfolio analytics to monitor your holdings regularly.
• Set monthly or quarterly reviews to identify underperforming shares and rebalance your portfolio.
• Supplement Mero Share’s tools with external financial analysis platforms for deeper insights.

Pro Tip: Stay updated on market trends and news that may impact your portfolio’s performance.

Bonus Tip: Avoid Overlooking Mero Share Renewal Fees

Why it’s a Problem

Failing to renew your Mero Share subscription can result in restricted access to critical features like IPO applications and portfolio tracking.

Solution

• Keep track of your renewal date and pay the subscription fee on time.
• Check the ‘My Reports’ section for payment reminders or updates.

Managing your portfolio on Mero Share requires regular attention and proactive measures. By avoiding these common mistakes—like failing to update the app, missing rights shares or dividends, and neglecting share transfers—you can maximize your portfolio’s performance and ensure a seamless investment experience.

Take Action! Stay informed, review your portfolio regularly, and make the most of Mero Share’s features to achieve your investment goals.

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