Khatapana Financial Health Checkup

Check your Financial Health Score

The first step towards your financial wellbeing starts here. Answer these 8 simple questions about your money related habits and behavior and see where you stand!

Financial wellbeing is a state where an individual has control over their current and future financial situation. This means having enough money to meet their basic needs, being able to save for the future, and being able to withstand unexpected financial setbacks. And just like our physical and mental wellbeing, financial wellbeing is extremely important.

And guess what? Whatever our current financial health condition is, we all can improve our financial health. Try this eight-question quiz below. Then we will guide you through the next steps for leveling up to greater security and financial wellbeing.

Check Your Financial Health

This eight-question quiz is built based on the Financial Health Network FinHealth Score® Toolkit to look at the ways you spend, save, borrow and plan your money. By answering these questions in a few minutes, you will be able to know your current financial health to take further steps towards financial wellbeing.

How it works

Answer few questions which might take 5-7 min max, help us to understand your financial status, more accurate details gives more accurate result.


Get your financial report from investment to insurance and more.


Based on score you will get recommendations which will help you to take proper action to improve your financial status.


How to improve your financial health and achieve financial well being?
Improving your financial health and achieving financial well-being is a continuous process. Whether you're in a good financial situation or not, it's always possible to improve. But how do you do it?

First, you need to know your financial health - that is, your financial situation and ability to manage your money. A person with good financial health is able to meet their basic needs, save for the future, and withstand unexpected financial setbacks. On the other hand, a person with bad financial health may have difficulty paying for essentials like food and housing, and may have high levels of debt and little to no savings. This can make it difficult to deal with unexpected expenses, such as a medical bill or job loss.

Once you know your current financial situation, you can start looking for ways to improve it. At Khatapana, our goal is to help you improve your financial health and achieve financial well-being and prosperity. Start managing your money with Khatapana and take the first step towards a better financial future today!
What does your financial health score mean?
You are financially vulnerable if you score between 0 to 39 points!
“Financially vulnerable” means you are at a risk of experiencing financial hardship or instability. This may be due to a variety of factors, such as low income, high levels of debt, or a lack of savings. And this may be due to lack of financial literacy. “Financial literacy” is the ability to understand and effectively manage one's personal financial situation. This includes understanding financial concepts and products, such as savings, credit, investments, and insurance, and being able to make informed decisions about one's financial life. Do you know? Almost 80% of the adult population in Nepal lack financial literacy!
You are financially coping if your score is between 40 to 79 points!
Congratulations! If your score is between 40 to 79 points, you are successfully managing your financial challenges and stress but there are still rooms for improvement. While you may be doing great at some aspects but may be struggling in other areas.
You are financially healthy if your score is between 80 to 100 points!
Wow! If your score is 80 and above, then you are in good financial shape and are able to meet your financial obligations and goals easily. This means you have a stable income, a manageable amount of debt, and enough savings to cover unexpected expenses. All you have to do is stay on course and continue achieving your financial goals.

Joyful transactions, easy recording!