Budgeting is the process of creating a plan to manage your financial resources, including your income, expenses, and savings. It can help you to make the most of your money, reach your financial goals, and reduce financial stress. Here are some easy ways to start budgeting:

Determine your income and expenses: 

The first step in budgeting is to determine how much money you have coming in (income) and going out (expenses). This can include your salary, rental income, investment income, and any other sources of income, as well as your fixed expenses (such as rent or mortgage payments) and variable expenses (such as groceries and entertainment).

Fixed expenses: These expenses do not change or fluctuate and pretty much remain the same over a period of time. E.g. rent, phone bill, membership fees for the gym, etc. 

Variable expenses: These expenses change or fluctuate regularly and may be directly influenced by your choices. E.g. fuel expenses, eating out, etc.

Track your spending: 

It can be helpful to track your spending for a few weeks or months to get a sense of where your money is going. You can use a budgeting app or spreadsheet to record your income and expenses, or simply write down your purchases in a notebook.

Set financial goals: 

Setting financial goals can help you to stay motivated and focused on your budgeting efforts. These goals could include saving for an emergency fund, paying off debt, or saving for a major purchase or retirement.

Create a budget plan: 

Once you have a clear picture of your income and expenses, you can create a budget plan that outlines how you will allocate your money. This can include setting aside money for fixed expenses, creating a savings plan, and determining how much you can afford to spend on discretionary items.

Review and adjust your budget regularly: 

Your budget is a living document that should be reviewed and adjusted regularly to reflect any changes in your income or expenses. By reviewing your budget regularly, you can ensure that you are on track to meet your financial goals and make any necessary adjustments.