business

Shortlisted for Nepal Government’s Startup Loan? Here’s What to Do Next

by Khatapana

Jan 6, 2025 - 3 min read

Shortlisted for Nepal Government’s Startup Loan? Here’s What to Do Next

Congratulations! If you’re among the 1,314 startups shortlisted for Nepal Government’s Startup Enterprise Loan Program 2081, you’ve taken a big step toward securing funding for your business. This program, spearheaded by the Industrial Enterprise Development Institute (IEDI), offers loans of up to NPR 25 lakh at a remarkably low 3% annual interest rate.

Now, the spotlight is on you to prove your startup’s potential during the business proposal presentation phase. Here’s a step-by-step guide to help you prepare and stand out.


What’s Next for Shortlisted Startups?

1. Prepare a Winning Business Proposal Presentation

The proposal presentation is your opportunity to showcase your business idea, market potential, and growth strategy. Each startup gets 10 minutes to pitch to the evaluation committee.

  • What to Include:
    • Innovation: Highlight how your product or service solves a unique problem. Example: “Our app reduces food waste by connecting restaurants with surplus food to local charities.”
    • Market Demand: Provide data-backed insights on your target market. Example: “We cater to 1,000 customers monthly and aim to double this in a year.”
    • Operational Plan: Explain how you’ll use the loan to scale effectively.

Pro Tip: Use visuals like charts, infographics, or a short video to make your presentation engaging.


2. Gather Necessary Documentation

Ensure you have the following original documents ready for submission:

  • Business Registration Certificate
  • PAN/VAT Certificate
  • Tax Clearance Certificate
  • Citizenship Documents

Checklist:

✔ Double-check all documents for accuracy.
✔ Organize them in a clear and professional manner.


3. Rehearse Your Pitch

Practice delivering your pitch to stay within the 10-minute limit and ensure clarity. Focus on:

  • Confidence in explaining your business model.
  • Clarity in discussing how the loan will fuel your startup’s growth.
  • Preparation for potential questions from the committee.

Understanding the Loan Program: Why It’s a Game-Changer

The Startup Enterprise Loan Program 2081 is designed to remove common barriers for entrepreneurs in Nepal. Here’s why it’s a unique opportunity:

  • Generous Loan Amount: Borrow up to NPR 25 lakh, providing ample financial support for your business needs.
  • Unbeatable Interest Rate: At 3% per annum, this loan is far more affordable than traditional options.
  • No Collateral Required: The startup itself serves as collateral, eliminating a significant hurdle for new businesses.

Flexible Repayment Options

To ease financial pressure, the program offers flexible repayment plans tailored to the loan amount:

Loan Amount (NPR)Repayment Plan
Up to 5 LakhSingle installment
5–15 LakhTwo installments
15–25 LakhThree installments

Repayment begins one year after receiving the first installment, giving startups time to establish themselves.


Tips to Make Your Presentation Stand Out

  1. Focus on Storytelling: Begin with your startup’s origin story—why you started and the problem you aim to solve.
  2. Be Visual: Use slides, videos, or graphs to support your points.
  3. Stay Concise: Avoid unnecessary jargon and focus on what matters most: your innovation, market strategy, and financial plan.
  4. Demonstrate Impact: Highlight how your startup creates jobs, addresses local challenges, or promotes sustainability.

Opportunities and Challenges for Startups in Nepal

Opportunities:

  • Financial Boost: The NPR 1 billion allocation ensures substantial support for startups.
  • Capacity Building: Encourages startups to innovate and create jobs.
  • Policy Support: The National Startup Enterprise Policy 2024 enhances the ecosystem by attracting foreign investment and providing mentorship opportunities.

Challenges:

  • Access to Credit: Despite initiatives, only 16% of startups secure bank loans.
  • High Operating Costs: Importing raw materials can strain resources.
  • Ecosystem Gaps: Lack of mentorship and skilled manpower remains an issue.

A Proven Track Record

This program isn’t new—it’s a continuation of the government’s commitment to entrepreneurship in Nepal. Last year, 165 startups received over NPR 170 million, and the results were promising: more jobs, more innovation, and more growth.

This year, with 1,314 startups shortlisted, the impact is set to be even greater.


Not Selected? Don’t Lose Hope!

If you didn’t make the shortlist this year, there are still plenty of opportunities to grow your business:

  • Nepal Invests: Connects entrepreneurs with visionary investors from Nepal and beyond.
  • Shark Tank Nepal: Offers a platform to pitch your idea to seasoned investors.

Your Time to Shine

Being shortlisted is a testament to your startup’s potential, but the journey isn’t over yet. With the right preparation, you can secure the funding you need to turn your vision into reality.

So, gather your documents, polish your pitch, and get ready to showcase your brilliance. The Startup Enterprise Loan Program isn’t just about funding—it’s about empowerment, innovation, and creating a lasting impact on Nepal’s economy.


Need Expert Guidance?

If you’re unsure about the process or need help perfecting your presentation, Khatapana is here to assist:

  • Contact Us on WhatsApp/Viber: +977-9818098098
  • Download the Khatapana App: Get expert advice and tools to simplify your journey.

Let’s turn your vision into a success story!

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